Identity-Theft The war goes on

Trojans attacks- They are much confusing than computer viruses. They are never after your system but your browsing habits. They can send every information to their creators. This information can be your passwords, account id & much more. Actually they work as silent killers for us; hackers launch their attacks through these Trojans.
What they can do:
They are able to note each key press & send a log of it.
They can grab you screen for getting data.
They also make log of your browsing practices
They are able to launch denial of service attack during online money transactions.
They can use your computer to launch spam to different computer.

Different attack strategies used by Hackers

PayPal- free & secure online transaction system. Hacker sends you an email in name of PayPal, to open a free account or to get some extra bonus on current account, or warning to change your password. In fact they are trying to get your account.
Avoid these mails & links given in that mail.PayPal will never send you such irritating mails, they have a better system.
I am also user of PayPal for many years.

Surfing Habits: Based on your surfing habits, hackers are able to track you interests. If you are guy mad for games they will direct your browser to fake site resembling to some famous game site. Site will ask for registration, which will contain your personal information. They can also give you some discount on game DVDs which require some bucks. But they not going to send you any DVD, they are interested only in money. Typing mistakes can also create problem for you, for example you misspelled Amazon.com(it is an online shop),you will find a site that can be much attractive than original, having numerous offers boards. Freebies will move your screen; they will be providing you a lot of appealing offers. Always avoid these type of sites to whom you are not familiar. The approach can be to use a reliable search engine such as Google, Yahoo, Msn, Dogpile etc for searching relevant site.

Online Banking: This is the most critical area of application. Hackers keep watch on you machines, as you enter url of your bank in address bar they activate attacks on your computer. If they are successful in logging to your account with you, game is finished. They can do whatever they like. Stopping this type of attacks are not in level of ordinary user, it can be tackled only with advance security designs used by banks. But user should also take some precaution on their side.
Some advices usually given by experts on security for online banking are
(1)Never use networked machines for online banking.
(2)Develop a habit of changing passwords rapidly.
(3)Purchase some security software if you can from established brands such as Norton (Symantec). They are costly but they add life to your security.
(4)Consult your bank for enhancing security to your account. Bank of America provides a well defined security system for its customers account

Online Shopping: There are a lot of online shops, but traveling through them will not always be a good experience for us. All of us have a tendency to find better deals for saving bucks. Hackers understand this tendency very well; they have designed many pseudo websites for online shoppers. Their websites resemble to original sometimes better than them, and they have stolen identity of originals. Online shoppers generally do not pay attention to minor differences and go into trap losing money time and sometimes identity. Always look for "lock" icon in browser's status bar & viewing SSL certificate by clicking the lock icon. You can add some security by giving some setting to your browsers.

Emotional Blackmailing: Newest of its own type attack. Many peoples are getting mails from needy peoples & organizations for emotional support. Initially they will try to get your feelings by saying that "I am alone"," I am old"," We need emotional support" like things. If they are successful in getting your attention, they can offer you friendship, power of attorney, property, hidden treasure and much more. Based on your response they will try to get your emotional support. Then they will ask for some bucks, identification paper such as passport copy, bank statement or to sign some legal papers. This is not end of story; if they succeed in getting your consent in form of legal papers they can misuse it anyway. So don't try to help such needy peoples, you ca find alternate way to help. Note down their ip address from mails you have received or any website link provided by them and names, addresses, contacts provided by them. Get this information to publish it on net so other people can know about it.